Request a Bicycle or E-Bike Insurance Quote:

Bicycle insurance is specialized coverage to help protect you and your bike from instances of damage, theft, or liability. Most homeowners or renters policies have low limits on sporting goods equipment such as bikes, and cyclists are surprised to learn damage to their bike or e-bike may not be covered under their current property insurance policy. That's why having a separate bicycle insurance policy can help provide better coverage for your bike.

Bicycle physical damage – Primary coverage for the cost to repair or replace the bicycle: coverage if the insured bicycle is involved in a collision, fire, theft, or vandalism.

Additional coverages offered at no additional cost include rental reimbursement, competitive event fee reimbursement, spare parts, and cycle apparel.

Bicycle liability – Primary coverage for the injuries or property damaged (caused by insured bicycle) that the insured is legally responsible for. Coverage limits vary.

Medical payments – Covers medical expenses of the cyclist if they are injured while on the insured bicycle, regardless of fault. Coverage limits vary.

Vehicle contact protection – If the insured cyclist is struck by an uninsured or underinsured motorist while on the insured bicycle.

Roadside assistance – Available for $12 per year. This includes a 24-hour emergency service, up to 25 miles per tow, and five tows per year.

You can reach us at (855) 591-9785.

• Mon – Fri
  8:00 AM – 7:00 PM (ET)
• Sat
  10:00 AM ‐ 4:00 PM (ET)

• Isn't my bicycle covered under my homeowners insurance?
  While your bicycle may have some coverage under your homeowner's policy, there are usually restrictions on the value of the bicycle and the types of losses that would be covered. A specialized stand-alone bicycle policy helps protect against things that a homeowners policy typically doesn't cover such as theft away from home, coverage for your spare parts and cycling apparel and more. Plus, insuring your bike with a stand-alone insurance policy through Markel means your homeowners insurance rates may not increase if you have to file a claim.
• How do you determine how much my bicycle is worth?
  We know bicycles can get pretty expensive and want to make sure we provide just the right coverage. When setting up your bike insurance policy, simply add up the cost of your bicycle, as well as its fixed accessories and components. And of course, keep your receipts. While we may not need to see your receipts before issuing your policy, we may need to see them in case you file a claim.
• How do I file a claim?

  We make filing a claim as easy and quick as possible. If you have an accident, you can submit your claim online or call us at (800) 236-2453.

• Can I pay online?
  Absolutely. Visit https://www.markelinsurance.com/my-account. From there, you can decide if you want to make a payment with a credit card, debit card, or through your checking account. You can decide if you want to make a one-time payment or set up automatic recurring payments so you never miss a payment.