Georgia Renters Insurance

Are you looking for renters insurance in Georgia?

A renters insurance quote from the GEICO Insurance Agency can help protect you and your possessions.

If you're renting a condo in Atlanta, Valdosta, or anywhere else in Georgia, renters insurance may protect your stolen or damaged possessions. In some cases, your landlord may require renters insurance as a condition of your lease. Renters insurance may also provide protection if a guest of yours is injured in your apartment.

You may need renters insurance in Georgia if you rent:

• An apartment in Athens
• A house in Augusta
• A loft overlooking the Savannah River

What is covered by renters insurance in Georgia?

Renters insurance in Georgia can help you if:

• An apartment fire, which damages the apartment or damages your personal items. This may leave you without a safe place to live.
• A thief breaking into your condo and stealing your laptop, cell phone, or flat screen TV.
• A guest getting injured in your townhome, and then suing you.

Without the right insurance coverage, you may be responsible for replacing your personal items even if their loss isn't your fault. Replacing your clothes, laptop, and furniture out-of-pocket may quickly add up to a substantial cost.

How much does renters insurance cost in Georgia?

Your renters insurance premium in Georgia will depend on the coverage you choose to buy and the deductible amount. Our personal property calculator can help customize your renters insurance policy and consider your personal belongings. You can also create a virtual inventory list using our Personal Property Scanner in our GEICO Mobile app. Then check out the your potential renters insurance discounts you may be eligible for in Georgia. You'd be surprised at how affordable a renters policy can be!

Other reasons to have renters insurance in GA.

Renters insurance may not be a legal requirement in the state of Georgia, but you may still want to consider renters insurance. Here are a few reasons why:

Theft: Rental units are prime targets for theft. Building security may not be enough to protect you from unwanted intruders.
Fire and Smoke Damage: Your landlord's insurance might cover replacement of the carpet, but it's not likely to cover replacement of your furniture. Renters insurance can cover items damaged by fire, smoke, and other situations.
Water Damage: Similar to fire and smoke, your renters insurance may cover items caused by certain types of water damage.
Temporary Living Expenses: If your apartment is damaged by a covered loss, you may need to find a place to stay. Some policies include coverage for hotel expenses if you can't use your apartment.
Liability Protection: Renters insurance can cover the cost of someone's injury to another person on your property. It may include medical payments coverage which covers people who don't live with you, but who are injured in your apartment.
Inexpensive: Renters insurance can be very affordable, especially for people renting their first apartment. Deductibles can raise or lower the cost of your premium—so you should consider what deductible you want to have. A higher deductibles can lower the cost of an insurance premium, but you should consider how much of a deductible you're willing to pay if you were to have a claim.

Renters insurance is important coverage to protect you and your possessions—and it could save you thousands of dollars. Get a free renters insurance quote and get covered today.