Connecticut Car Insurance

Get a Connecticut Car Insurance Quote

Navigating the roads of Connecticut with peace of mind starts with having the right car insurance. Whether you’re commuting through the bustling streets of Hartford or enjoying a scenic drive along the coast, GEICO’s tailored car insurance plans offer the protection you need.

Get a personalized car insurance quote today to see how GEICO can help you save.

Connecticut Car Insurance Requirements

Connecticut drivers must carry the following required minimum car insurance coverages and limits:

• Bodily injury liability: $25,000 per person and $50,000 per accident
• Property damage liability: $25,000 per accident
• Uninsured/underinsured motorist: $25,000 per person and $50,000 per accident

Connecticut Car Insurance Discounts

GEICO offers discounts to help Connecticut drivers save money on car insurance, including:

• Multi-Policy Discount: Don’t stop at protecting your car—insure your home, motorcycle, co-op, or condo with us and enjoy reduced rates.
• Good Driver Discount: Eligible Connecticut drivers who stay accident-free for at least 3 consecutive years may be eligible for discounted premiums.
• Good Student Discount: Full-time students who maintain a B average or above can enjoy the open road for less with our good student discount.
• Military Discount: Serving our country deserves more than just a handshake; active, reserve, or retired military personnel can receive discounted car insurance premiums with GEICO.
• Defensive Driving Discount: Eligible Connecticut drivers who complete an approved defensive driving course may be eligible for reduced car insurance rates.
• Pay-in-Full: Many policies may be eligible for a discount when the premium for the entire term is paid-in-full on or prior to the due date.
• DriveEasy: Connecticut drivers can enjoy a discount of up to 10% by simply enrolling in a DriveEasy program and monitoring their driving behaviors through the GEICO Mobile app.

How Much is Car Insurance in Connecticut?

The cost of car insurance in Connecticut can be influenced by several factors, such as your age, driving history, type of vehicle, and coverage amount. Geographic location also plays a role; those living in congested urban areas or areas with higher rates of theft and vandalism may have higher car insurance rates due to their heightened risk. Connecticut is also prone to harsh weather conditions, like ice and severe snowstorms, which are factored into car insurance rates.

Do You Need Collision or Comprehensive Coverage in Connecticut?

Although Connecticut drivers are not required to carry collision and comprehensive coverage, they are crucial for your financial protection. Without these types of car insurance coverages, you may find yourself responsible for paying for damage caused by an accident, vandalism, or theft, out of pocket. Most lien holders also require that these coverages be carried.