Car Insurance in Columbus, Ohio

Car Insurance Quotes in Columbus, OH

Folks who live here already know Columbus is the incredible capital city of Ohio. From the wonderful blend of people and their charisma to the abundance of energy radiating from The Ohio State University, Columbus is the place to be. There is plenty of public transportation around the largest city in Ohio, but chances are you enjoy the freedom of driving around on your own. Therefore, it’s important to choose the right car insurance policy to ensure you have the best possible coverage while on the road.

Choosing the right Columbus auto insurance has never been easier. Whether you need a car insurance quote or need help with a claim, you can do it all online with GEICO. You can also find plenty of ways to save with car insurance discounts as well as fast and fair claim handling should you ever have one.

Why choose GEICO for car insurance in Columbus, OH?

Auto insurance in Columbus should not be complicated or time-consuming. GEICO makes car insurance convenient for our Ohio policyholders by providing:

Car Insurance Requirements in Columbus, Ohio

Columbus drivers need a car insurance policy that meets the minimum coverage requirements for the state of Ohio. Minimum auto insurance coverage requirements for Ohio include:

  • Bodily Injury Liability Coverage: $25,000 per person and $50,000 per accident
  • Property Damage Liability Coverage: $25,000 per accident

While these are the minimum car insurance requirements in Ohio, you can choose extra protection for added peace of mind.

Our licensed insurance specialists in Columbus can help you determine the right coverage for your situation and help answer your questions.

Additional Car Insurance Coverage in Columbus, OH

Although Columbus, Ohio, requires drivers to carry a minimum amount of coverage, it can be a good idea to secure additional coverage to ensure you’re protected on and off the road. Some additional coverage options include:

  • Comprehensive Coverage: Helps pay for damages to your vehicle caused by non-collision events, such as theft, vandalism, inclement weather, or hitting an animal.
  • Collision Coverage: Helps pay for damages to your vehicle caused by a collision with another vehicle or object, regardless of fault.
  • Uninsured/Underinsured Motorist Coverage: Protects you if you're involved in an accident with a driver with insufficient coverage or no coverage at all.
  • Rental Reimbursement* is an optional coverage that helps pay your rental car costs while your car is being repaired as a result of a covered claim.

Car Insurance Discounts in Columbus, OH

GEICO offers Columbus, Ohio, drivers various car insurance discounts to help them find the coverage they need at a price they can afford, including:

  • Multi-Vehicle Discount: Insure more than one car with GEICO and be rewarded with lower car insurance premiums.
  • Five-Year Accident-Free Good Driver Discount: Columbus, OH, drivers who maintain a clean driving record for at least five consecutive years may qualify for reduced car insurance rates.
  • Multi-Policy Discount: available when you insure more than your car.
  • Good Student Discount: Full-time students who maintain a minimum of a B average can get rewarded for their academic excellence with reduced premiums.
  • DriveEasy Discount: Enroll in the DriveEasy program and start earning discounts for safe driving.

How Much is Car Insurance in Columbus, Ohio

The cost of car insurance in Columbus varies widely depending on several factors, including your driving record, age, gender, marital status, zip code, and the type of vehicle you drive. Local factors such as traffic density, accident rates, vehicle theft statistics, and common weather events can also play a significant role. Additionally, the amount of coverage you choose will impact your car insurance premium.

Local Car Insurance Specialists in Columbus, OH

Are you looking for someone around Columbus, OH who understands your car insurance needs? GEICO has local agents that know the area and what it is like to drive here. These knowledgeable teams are ready to help you with all of your insurance related needs. You can also reach GEICO at (800) 841-3000.

More Information on Ohio Car Insurance

We have additional information about vehicle registration and ways to save on car insurance in Columbus with GEICO.

Get a Car Insurance Quote in Columbus Today

Ready to see how much you could save on car insurance? Get a quote with GEICO today and explore our customizable policies designed to fit your unique needs.

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FAQs about Car Insurance in Columbus, OH

  • Does Columbus, OH, have higher car insurance rates compared to other cities in Ohio?
    Columbus can have higher car insurance rates than other cities in Ohio, like Akron, Cleveland, and Toledo, due to factors like its larger population, higher traffic density, and increased accident risks. However, individual premiums in each city still vary based on personal driving history and coverage choices.
  • What is the best auto insurance company in Ohio?
    Choosing the right insurance provider for you depends on your personal needs and budget. GEICO offers Ohio drivers flexible, reliable car insurance policies that can be personalized for coverage and affordability.

*The GEICO Mobile app and site received #1 rankings according to the Keynova Group Q1 and Q3 2021 Mobile Insurance Scorecards.