Austin Car Insurance - Get a Texas Auto Quote Today

Auto Insurance Quotes for Austin Drivers

As the capital of Texas, Austin is well-known for its impressive music and alternative culture. Whether you're a local resident, a student at the University of Texas at Austin, or a visitor, it's important to get covered with the right auto insurance policy. GEICO works hard to provide competitive car insurance rates and great service through the GEICO Mobile app, local GEICO insurance agents, online or by phone. Get your free Austin car insurance quote today.

Austin Car Insurance Coverage Requirements

Drivers in Austin and the entire Lone Star State are required to have the following minimum coverages as part of their car insurance policy:

• Bodily injury liability: $30,000 per person and $60,000 per accident
• Property damage liability: $25,000
• Personal injury protection: $2,500*
• Uninsured motorist bodily injury: $30,000 per person and $60,000 per accident*
• Uninsured motorist property damage: $25,000 and a $250 deductible*

While these are the minimum car insurance coverages Texas requires you to have, everyone's insurance needs are different.

* Please note that Personal Injury Protection and Uninsured Motorist coverages may be rejected in writing.

Austin Car Insurance Discounts

GEICO offers Austin drivers many car insurance discounts to help them secure the coverage they need at an affordable price, including:

Multi-Vehicle Discount:  Insure your entire fleet with GEICO and get rewarded with reduced auto insurance premiums.

Five-Year Accident-Free Good Driver Discount:  Austin drivers who maintain a clean driving record for at least 5 consecutive years may be eligible for a discount.

Vehicle Equipment Discounts:  Equip your vehicle with safety technology like anti-lock brakes and anti-theft devices to earn lower auto insurance premiums.

Good Student Discount:  Full-time students in Austin with a B average or higher can be rewarded for their academic excellence with a car insurance discount.

Pay in Full Discount:  Pay your term premium in full and enjoy a discount.

DriveEasy Discount:  Download GEICO's DriveEasy app to showcase your safe driving habits and save money on car insurance. You could qualify for a discount by enrolling in the program and tracking your driving.

Is Car Insurance Expensive in Austin?

Car insurance rates in Austin, Texas, are influenced by many factors outside of a driver's personal characteristics, such as the city's rapid population growth and high traffic density. Rates are also influenced by Austin's frequent severe weather events, such as hailstorms and flooding, because they can lead to more claims.

Austin, Texas Local Insurance Agents

GEICO claims service is available 24 hours a day, 7 days a week online or with the GEICO Mobile app. You can contact us through the GEICO Mobile app, by speaking to one of GEICO's local Austin, TX insurance agents, online or by phone. GEICO can help you save and enjoy all the benefits of being a policyholder. You may also visit our Texas car insurance page to get more information on auto insurance laws, teen driving laws and the Texas Good Student Discount.